:root{--primary:#3065bb;--secondary:#2f0a48;--accent:#e6f6fc;--white:#ffffff;--gray-light:#f5f7fa;--gray:#6b7280;--gray-dark:#374151;--text:#1f2937;--gradient:linear-gradient(135deg,var(--primary) 0%,var(--secondary) 100%);--shadow:0 10px 40px rgba(48,101,187,0.15);--shadow-lg:0 25px 60px rgba(47,10,72,0.2);--radius:16px;--radius-sm:8px;--transition:all 0.3s cubic-bezier(0.4,0,0.2,1);}*{margin:0;padding:0;box-sizing:border-box;}html{scroll-behavior:smooth;}body{font-family:'Inter',sans-serif;font-size:17px;line-height:1.7;color:var(--text);background:var(--white);}h1,h2,h3,h4,h5,h6{font-family:'Poppins',sans-serif;font-weight:700;line-height:1.3;}a{text-decoration:none;color:inherit;transition:var(--transition);}img{max-width:100%;height:auto;display:block;}.container{max-width:1280px;margin:0 auto;padding:0 24px;}.nav{position:fixed;top:0;left:0;right:0;z-index:1000;background:rgba(255,255,255,0.95);backdrop-filter:blur(20px);border-bottom:1px solid rgba(48,101,187,0.1);}.nav.scrolled{box-shadow:var(--shadow);}.nav-container{display:flex;align-items:center;justify-content:space-between;padding:16px 24px;max-width:1400px;margin:0 auto;}.logo{display:flex;align-items:center;gap:12px;font-family:'Poppins',sans-serif;font-size:1.5rem;font-weight:700;color:var(--secondary);}.logo img{width:44px;height:44px;border-radius:10px;}.logo span{background:var(--gradient);-webkit-background-clip:text;-webkit-text-fill-color:transparent;background-clip:text;}.nav-menu{display:flex;align-items:center;gap:8px;list-style:none;}.nav-menu a{display:block;padding:10px 18px;font-weight:500;color:var(--gray-dark);border-radius:var(--radius-sm);}.nav-menu a:hover{color:var(--primary);background:var(--accent);}.nav-menu .dropdown{position:relative;}.nav-menu .dropdown-toggle{display:flex;align-items:center;gap:6px;}.nav-menu .dropdown-toggle::after{content:'';border:solid var(--gray);border-width:0 2px 2px 0;padding:3px;transform:rotate(45deg);transition:var(--transition);}.dropdown-menu{position:absolute;top:100%;left:0;min-width:240px;background:var(--white);border-radius:var(--radius);box-shadow:var(--shadow-lg);opacity:0;visibility:hidden;transform:translateY(10px);transition:var(--transition);padding:12px;border:1px solid rgba(48,101,187,0.1);}.dropdown:hover .dropdown-menu{opacity:1;visibility:visible;transform:translateY(0);}.dropdown-menu a{padding:12px 16px;border-radius:var(--radius-sm);}.nav-cta{background:var(--gradient);color:var(--white) !important;padding:12px 28px !important;border-radius:50px !important;font-weight:600 !important;box-shadow:0 4px 15px rgba(48,101,187,0.3);}.mobile-toggle{display:none;flex-direction:column;gap:5px;cursor:pointer;padding:10px;}.mobile-toggle span{width:25px;height:3px;background:var(--secondary);border-radius:3px;}.page-hero{position:relative;padding:160px 0 80px;background:linear-gradient(135deg,var(--accent) 0%,var(--white) 100%);overflow:hidden;}.page-hero::before{content:'';position:absolute;top:-50%;right:-20%;width:80%;height:150%;background:radial-gradient(ellipse,rgba(48,101,187,0.08) 0%,transparent 70%);}.hero-grid{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center;}.hero-content h1{font-size:3rem;color:var(--secondary);margin-bottom:20px;}.hero-content h1 span{background:var(--gradient);-webkit-background-clip:text;-webkit-text-fill-color:transparent;}.hero-text{font-size:1.15rem;color:var(--gray);margin-bottom:30px;}.hero-image img{border-radius:20px;box-shadow:var(--shadow-lg);}.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;padding:16px 36px;font-size:1rem;font-weight:600;border-radius:50px;cursor:pointer;transition:var(--transition);border:none;}.btn-primary{background:var(--gradient);color:var(--white);box-shadow:0 8px 30px rgba(48,101,187,0.3);}.btn-primary:hover{transform:translateY(-3px);box-shadow:0 12px 40px rgba(48,101,187,0.4);}.btn-secondary{background:var(--white);color:var(--secondary);border:2px solid var(--secondary);}.btn-secondary:hover{background:var(--secondary);color:var(--white);}.breadcrumb{padding:16px 0;background:var(--gray-light);}.breadcrumb-list{display:flex;align-items:center;gap:8px;list-style:none;font-size:0.9rem;}.breadcrumb-list li::after{content:'/';margin-left:8px;color:var(--gray);}.breadcrumb-list li:last-child::after{display:none;}.breadcrumb-list a{color:var(--primary);}.breadcrumb-list span{color:var(--gray);}section{padding:80px 0;}.section-header{text-align:center;max-width:700px;margin:0 auto 50px;}.section-badge{display:inline-block;background:var(--accent);color:var(--primary);padding:8px 20px;border-radius:50px;font-size:0.85rem;font-weight:600;text-transform:uppercase;letter-spacing:1px;margin-bottom:16px;}.section-header h2{font-size:2.5rem;color:var(--secondary);margin-bottom:16px;}.section-header p{font-size:1.1rem;color:var(--gray);}.content-layout{display:grid;grid-template-columns:1fr 340px;gap:50px;}.main-content h2{font-size:2rem;color:var(--secondary);margin:40px 0 20px;}.main-content h2:first-child{margin-top:0;}.main-content h3{font-size:1.4rem;color:var(--secondary);margin:30px 0 15px;}.main-content p{margin-bottom:18px;color:var(--gray-dark);}.main-content img{border-radius:var(--radius);margin:30px 0;box-shadow:var(--shadow);}.main-content ul,.main-content ol{margin:20px 0;padding-left:24px;}.main-content li{margin-bottom:10px;color:var(--gray-dark);}.cards-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin:40px 0;}.info-card{background:var(--white);padding:30px;border-radius:var(--radius);border:1px solid var(--gray-light);transition:var(--transition);}.info-card:hover{box-shadow:var(--shadow);border-color:transparent;transform:translateY(-5px);}.info-card-icon{width:60px;height:60px;background:var(--gradient);border-radius:14px;display:flex;align-items:center;justify-content:center;font-size:28px;margin-bottom:20px;}.info-card h4{font-size:1.2rem;color:var(--secondary);margin-bottom:10px;}.info-card p{color:var(--gray);font-size:0.95rem;}.comparison-table{width:100%;border-collapse:collapse;margin:30px 0;background:var(--white);border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow);}.comparison-table th,.comparison-table td{padding:16px 20px;text-align:left;border-bottom:1px solid var(--gray-light);}.comparison-table th{background:var(--gradient);color:var(--white);font-weight:600;}.comparison-table tr:hover{background:var(--accent);}.check{color:#10b981;font-weight:bold;}.cross{color:#ef4444;font-weight:bold;}.sidebar{position:sticky;top:100px;}.sidebar-card{background:var(--white);padding:28px;border-radius:var(--radius);box-shadow:var(--shadow);margin-bottom:24px;}.sidebar-card h4{font-size:1.2rem;color:var(--secondary);margin-bottom:16px;padding-bottom:12px;border-bottom:2px solid var(--accent);}.sidebar-list{list-style:none;}.sidebar-list li a{display:block;padding:12px 0;color:var(--gray-dark);border-bottom:1px solid var(--gray-light);}.sidebar-list li a:hover{color:var(--primary);padding-left:10px;}.sidebar-cta{background:var(--gradient);color:var(--white);text-align:center;}.sidebar-cta h4{color:var(--white);border-bottom-color:rgba(255,255,255,0.3);}.sidebar-cta p{margin-bottom:20px;opacity:0.9;}.sidebar-cta .btn{background:var(--white);color:var(--secondary);width:100%;}.cta-section{background:var(--secondary);color:var(--white);text-align:center;position:relative;overflow:hidden;}.cta-section h2{font-size:2.5rem;margin-bottom:16px;}.cta-section p{font-size:1.1rem;opacity:0.9;margin-bottom:30px;}.cta-section .btn-primary{background:var(--white);color:var(--secondary);}.footer{background:#1a1a2e;color:var(--white);padding:80px 0 0;}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:60px;margin-bottom:60px;}.footer-brand p{color:rgba(255,255,255,0.7);margin:20px 0;}.social-links{display:flex;gap:12px;}.social-links a{width:44px;height:44px;background:rgba(255,255,255,0.1);border-radius:50%;display:flex;align-items:center;justify-content:center;}.social-links a:hover{background:var(--primary);}.footer-col h4{font-size:1.1rem;margin-bottom:24px;}.footer-col ul{list-style:none;}.footer-col ul li{margin-bottom:12px;}.footer-col ul li a{color:rgba(255,255,255,0.7);}.footer-col ul li a:hover{color:var(--white);}.footer-disclosure{background:rgba(0,0,0,0.2);padding:40px 0;}.disclosure-content h5{margin-bottom:16px;}.disclosure-content p{color:rgba(255,255,255,0.6);font-size:0.85rem;line-height:1.8;margin-bottom:12px;}.footer-bottom{border-top:1px solid rgba(255,255,255,0.1);padding:24px 0;text-align:center;}.footer-bottom p{color:rgba(255,255,255,0.6);font-size:0.9rem;}.share-buttons{display:flex;gap:12px;margin-top:30px;}.share-btn{display:flex;align-items:center;gap:8px;padding:10px 20px;border-radius:50px;font-size:0.9rem;font-weight:500;}.share-btn.facebook{background:#1877f2;color:white;}.share-btn.twitter{background:#1da1f2;color:white;}.share-btn.linkedin{background:#0077b5;color:white;}.share-btn:hover{transform:translateY(-2px);opacity:0.9;}@media (max-width:1024px){.hero-grid,.content-layout{grid-template-columns:1fr;}.cards-grid{grid-template-columns:repeat(2,1fr);}.footer-grid{grid-template-columns:repeat(2,1fr);}}@media (max-width:768px){.nav-menu{display:none;position:absolute;top:100%;left:0;right:0;background:var(--white);flex-direction:column;padding:20px;box-shadow:var(--shadow);}.nav-menu.active{display:flex;}.mobile-toggle{display:flex;}.hero-content h1{font-size:2.2rem;}.cards-grid{grid-template-columns:1fr;}.footer-grid{grid-template-columns:1fr;}}.loan-icon{font-size:4rem;text-align:center;padding:30px;background:var(--accent);border-radius:16px 16px 0 0;}.scroll-top{position:fixed;bottom:30px;right:30px;width:50px;height:50px;background:var(--primary);color:white;border:none;border-radius:50%;cursor:pointer;opacity:0;visibility:hidden;transition:all 0.3s;z-index:999;box-shadow:0 4px 15px rgba(48,101,187,0.4);font-size:20px;}.scroll-top:hover{background:var(--secondary);transform:translateY(-3px);}.scroll-top.visible{opacity:1;visibility:visible;}